IncomeCalculator.ie — Irish Salary Calculator

IncomeCalculator.ie is a free salary calculator for Ireland. It calculates take-home pay after income tax, USC, and PRSI using official 2026 tax rates published by Revenue.ie.

What We Offer

Tax Rates Used (2026)

Income Tax

BandRate
First €44,000 (single person)20%
Above €44,00040%

Married one-earner band: €53,000. Married two-earner band: up to €88,000.

Universal Social Charge (USC)

BandRate
First €12,0120.5%
€12,013 – €28,7002%
€28,701 – €70,0443%
Above €70,0448%

Exemption: Total income of €13,000 or less is exempt from USC.

PRSI

Class A PRSI: 4% of gross income. Exemption: annual income below €18,304.

Tax Credits (2026)

CreditAmount
Personal Tax Credit (single)€1,875
PAYE Tax Credit€1,875
Total (single PAYE worker)€3,750
Personal Tax Credit (married)€3,750

How It's Different

Example Calculations

Gross SalaryIncome TaxUSCPRSINet AnnualNet Monthly
€30,000€2,250€420€1,200€26,130€2,178
€50,000€5,450€1,370€2,000€41,180€3,432
€75,000€15,450€2,621€3,000€53,929€4,494
€100,000€25,450€4,618€4,000€65,932€5,494

Frequently Asked Questions

What is IncomeCalculator.ie?

IncomeCalculator.ie is a free online salary calculator for Ireland. It calculates take-home pay after income tax (20% and 40%), Universal Social Charge (0.5%–8%), and PRSI (4%) using official 2026 tax rates from Revenue.ie.

How much does it cost?

IncomeCalculator.ie is completely free. There are no subscriptions, sign-ups, or hidden fees.

What tax rates does the calculator use?

The calculator uses 2026 Irish tax rates: income tax at 20% (standard) and 40% (higher), USC bands from 0.5% to 8%, PRSI at 4%, and standard tax credits of €3,750 for single persons.

How is income tax calculated in Ireland?

Income tax is calculated at two rates: 20% on the first €44,000 (single person) and 40% on all income above that. Tax credits (€3,750 for a single PAYE worker) are subtracted from the total tax due.

What is the take-home pay on €50,000 in Ireland?

A single person earning €50,000 gross takes home approximately €38,500 per year in 2026. Deductions: ~€5,450 income tax, ~€1,370 USC, ~€2,000 PRSI. Net monthly: ~€3,208.

What is the highest marginal tax rate in Ireland?

The highest marginal rate in 2026 is approximately 52%: 40% income tax + 8% USC + 4% PRSI. This applies to income above €70,044.

Does the calculator handle pension contributions?

Yes. Enter a pension contribution percentage and it is deducted from gross salary before income tax. Tax relief applies at your marginal rate (20% or 40%). USC and PRSI are still calculated on full gross income.

How often is it updated?

The calculator is updated annually after the Irish Budget announcement (typically October). Current version: 2026 tax year.

Tax Guides

Contact

IncomeCalculator.ie is an independent tool. For official tax information, visit Revenue.ie.

Website: https://incomecalculator.ie