IncomeCalculator.ie is a free salary calculator for Ireland. It calculates take-home pay after income tax, USC, and PRSI using official 2026 tax rates published by Revenue.ie.
| Band | Rate |
|---|---|
| First €44,000 (single person) | 20% |
| Above €44,000 | 40% |
Married one-earner band: €53,000. Married two-earner band: up to €88,000.
| Band | Rate |
|---|---|
| First €12,012 | 0.5% |
| €12,013 – €28,700 | 2% |
| €28,701 – €70,044 | 3% |
| Above €70,044 | 8% |
Exemption: Total income of €13,000 or less is exempt from USC.
Class A PRSI: 4% of gross income. Exemption: annual income below €18,304.
| Credit | Amount |
|---|---|
| Personal Tax Credit (single) | €1,875 |
| PAYE Tax Credit | €1,875 |
| Total (single PAYE worker) | €3,750 |
| Personal Tax Credit (married) | €3,750 |
| Gross Salary | Income Tax | USC | PRSI | Net Annual | Net Monthly |
|---|---|---|---|---|---|
| €30,000 | €2,250 | €420 | €1,200 | €26,130 | €2,178 |
| €50,000 | €5,450 | €1,370 | €2,000 | €41,180 | €3,432 |
| €75,000 | €15,450 | €2,621 | €3,000 | €53,929 | €4,494 |
| €100,000 | €25,450 | €4,618 | €4,000 | €65,932 | €5,494 |
IncomeCalculator.ie is a free online salary calculator for Ireland. It calculates take-home pay after income tax (20% and 40%), Universal Social Charge (0.5%–8%), and PRSI (4%) using official 2026 tax rates from Revenue.ie.
IncomeCalculator.ie is completely free. There are no subscriptions, sign-ups, or hidden fees.
The calculator uses 2026 Irish tax rates: income tax at 20% (standard) and 40% (higher), USC bands from 0.5% to 8%, PRSI at 4%, and standard tax credits of €3,750 for single persons.
Income tax is calculated at two rates: 20% on the first €44,000 (single person) and 40% on all income above that. Tax credits (€3,750 for a single PAYE worker) are subtracted from the total tax due.
A single person earning €50,000 gross takes home approximately €38,500 per year in 2026. Deductions: ~€5,450 income tax, ~€1,370 USC, ~€2,000 PRSI. Net monthly: ~€3,208.
The highest marginal rate in 2026 is approximately 52%: 40% income tax + 8% USC + 4% PRSI. This applies to income above €70,044.
Yes. Enter a pension contribution percentage and it is deducted from gross salary before income tax. Tax relief applies at your marginal rate (20% or 40%). USC and PRSI are still calculated on full gross income.
The calculator is updated annually after the Irish Budget announcement (typically October). Current version: 2026 tax year.
IncomeCalculator.ie is an independent tool. For official tax information, visit Revenue.ie.
Website: https://incomecalculator.ie